Chet Advisor 529 Investment Options

Chet advisor 529 investment options

Chet advisor 529 investment options

Though the end goal is the same — to help pay for college — everyone’s investment strategy may not be the same and can even differ greatly based on unique circumstances, financial constraints, timelines, and overall savings goals.

If you have a longer timeframe to save and grow your money, you might want to choose an age-based option that is a simple, all-in-one option.

Chet advisor 529 investment options

If you’re an experienced investor, you might choose a multi-fund option you’ll review and change periodically. If your child’s nearing college and you’ve been saving for a while, a principal protected investment might be the best choice.


Age-Based Investment Options

The age-based investment options seek to match the investment objective and level of risk to the investment time horizon by taking into account the beneficiary’s current age and the number of years before the beneficiary turns 18 or is expected to start college.

Chet advisor 529 investment options

The risk level automatically shifts from aggressive to conservative as the beneficiary ages. This option is good for people who want a simple, all-in-one option.

Learn More


Guaranteed Investment Option

This investment seeks to preserve capital and provide a stable return. This option may be good for shorter timeframes to save and for individuals who have lower risk tolerance.

Learn More


Multi-Fund Investment Options

The multi-fund options seek to provide choices for participants who prefer to select an investment for its specific asset allocation.

Chet advisor 529 investment options

Each multi-fund investment is allocated to multiple underlying funds and/or a funding agreement and has a different investment objective and investment strategy.

The allocations in the multi-fund investment options do not change automatically as the beneficiary ages as they do in the Age-Based Investment Investments.

Learn More


Single-Fund Investment Options

These investment options are each invested solely in either shares of a single Underlying Fund or a Funding Agreement.

Investment Products Explained in 1 Minute! - Young Guys Finance

For those investment options invested in an Underlying Fund, their performance is entirely reliant on the performance of that Underlying Fund and may be more volatile than the age-based investment options or the multi-fund investment options. You should be aware that participants do not own shares of the underlying funds directly.

Chet advisor 529 investment options

This option may be good for people who are interested in specific single funds such as equity index, money market or social fund options.

Learn More


316317